Revolut: The Finance Super-App for a Borderless Life
Unlock a World of Smart Finance and Exclusive Perks for the Whole Family.
SERVICEBANKING
Federico Di Marco
9/29/20254 min read


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In today's interconnected world, your banking should be just as global. Revolut has emerged as a powerhouse for digital finance, offering a robust free plan that redefines basic banking. However, its true potential is unlocked through reasonably priced premium plans, transforming the app into an all-inclusive financial command center for your life and travels.
Truly Borderless Banking with Best Exchange Rates


The cornerstone of Revolut is its multi-currency account. You can hold and manage money in over 25 different currencies all in one place . With the free Standard plan, you get a monthly fee-free currency exchange allowance. For frequent travelers or those making large international transfers, the premium plans remove these limits, allowing you to exchange any amount at the best interbank exchange rates without extra fees during market hours. This means you can send and receive international transfers in major currencies like GBP, USD, and EUR at the speed and cost of domestic payments .
Financial Independence for the Whole Family


Revolut understands that modern finance is a family affair. You can open dedicated accounts for your children aged 6-17 . Through your main Revolut app, you have full oversight: set spending limits, receive instant transaction notifications, and freeze their cards instantly. Kids get their own app and debit card, learning to manage money in a safe, controlled environment. They can even set up savings goals and earn interest on their savings . This makes Revolut a powerful tool for teaching financial literacy while providing peace of mind for parents.
Spend and Withdraw with Freedom


Revolut simplifies access to your money globally. The platform offers increasing fee-free ATM withdrawals on its higher-tier plans, allowing you to get cash without extra charges. If you use an out-of-network ATM, standard fees may apply. Furthermore, you can get a free debit card with your account and unlimited single use virtual cards for safe online shopping. While the first physical card on the Standard plan may have a small issuance fee, premium plans often include complimentary or customizable card options, letting you add a personal touch.
A Suite of Premium Protections for Metal plan


This is where the Metal plan (€155/year) truly distinguishes itself, bundling a comprehensive insurance package that provides peace of mind for you and your family. The coverage is extensive and designed for modern life and travel:
Global Medical Insurance: Revolut's insurance partner will cover medical treatments up to €10M with a €50 excess fee for trips of a maximum of 90 days.
Travel Insurance: Protects against delayed flights, lost or damaged luggage.
Car-Hire Excess Insurance: Revolut's insurance partner will cover up to €2,000 of the specified excess, deductible or damage liability fee.
Winter Sport Insurance: Revolut's insurance partner will cover injuries and lost, stolen or damaged sports equipment.
Personal Liability: Revolut's insurance partner will cover claims of up to €1M payable to a third party for damage or injury caused by you.
SmartDelay: You will get a fee lounge pass for you and 3 friends if your flight is delayed for over an hour.
Purchase Protection: If your phone, tablet, or other eligible item is stolen or accidentally damaged, Revolut will reimburse you to €10,000/year for up to 365 days after the purchase.
Refund Protection: Revolut will refund up to €300 on your eligible purchases for up to 90 days since the purchase.
And all these insurances coverage extends to your spouse, partner, and children up to 17 years old, but please always check Revolut's official documents for full terms and conditions. Coverage limits, exclusions, and supported countries can vary and are subject to change.
An Ecosystem of Exclusive Partner Benefits


Beyond banking and insurance, Revolut's premium plans pack even more value through incredible partnerships, effectively paying for a significant part of the subscription themselves. The Metal plan includes:
NordVPN: The renowned VPN service for secure browsing (worth ~€70/year).
Tinder Gold: Maximize your dating app experience (a service worth ~€280/year).
Financial Times: Stay informed with a premium digital subscription.
Perplexity Pro: Access a powerful AI-powered conversational assistant for research and queries.
The Premium plan includes instead less valuable subscriptions like Tinder Plus (worth ~€160/year), etc.
Note: Partner offers are subject to change and may vary by country. Please check the Revolut website for the most current list of available benefits in your region.
Unlock Your Financial Revolution


Revolut is far more than a bank account; it's a dynamic platform that grows with your needs. Start with the powerful free plan and experience seamless multi-currency management. When you're ready to elevate your financial game, the Premium and in particular the Metal plan offer undeniable value, packing a suite of travel, insurance, and lifestyle benefits that traditional banks simply can't match at the same price. Tough credit cards and mortgages are available in very few countries, Revolut current offering is a compelling, all-in-one financial hub for the global citizen.